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DolDocumentation

What is Dol

Dol is a token that grows in value while you hold it. You buy one with USDC, you hold it, and when you want your money back, you cash out. While you hold, the value of your Dol slowly grows on its own — because the Dol protocol runs a simple market strategy underneath, and the gains flow back to everyone holding Dol.

That is the entire idea. Three steps:

The three-step flow

1. Buy a Dol. Connect your wallet, pick an amount of USDC, and exchange it for Dol tokens. The exchange is one-to-one at the time of purchase: 100 USDC gets you 100 Dol.

2. Hold. Your Dol balance does not change — you still hold 100 Dol. But the value of each Dol slowly grows as the protocol generates returns from market activity. After a month, your 100 Dol might be worth 100.5 USDC. After a year, around 105 to 107 USDC.

3. Cash out anytime. Whenever you want your money back, you exchange your Dol for USDC. You get the current value, not the value at purchase. There are two cash-out options — see How it works for the details.

What makes Dol different from a bank

Dol is not a bank deposit. It is a crypto asset. There is no FDIC insurance, no government guarantee, and the value can go down as well as up. We have to be blunt about that — read the Risk Disclosure for the full picture.

What we can offer:

  • A target return of 5 to 7.5 percent per year — variable, not guaranteed, paid as the value of your Dol grows
  • Cash out anytime — instant for a small fee, or wait a few minutes for free
  • 100 percent on-chain — every transaction is public and verifiable on Base Sepolia
  • No paperwork — sign in with a wallet, confirm your country, you are done

What we cannot offer

  • A guaranteed return. The 5 to 7.5 percent is a target, not a promise.
  • Protection against losing your money. The protocol can lose money, and so can you.
  • Service everywhere. Dol is currently available only in five countries.
  • A substitute for a savings account. If you need guaranteed access to money you cannot afford to lose, do not buy Dol.

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